An aqueous, all-acrylic binder designed for premium performance in premium primer, primerless paint, and solid color stain applications. The excellent film forming characteristics of the product, combined with ambient crosslinking, provides coatings with superior performance without the use of APEO surfactants. Coatings based on the product exhibit excellent adhesion to various new and repaint surfaces, including concrete, wood, alkyd, metal, and masonry, excellent exterior crack resistance, and good efflorescence resistance/corrosion resistance.