A versatile, self-crosslinking, vinyl acrylic binder recommended for textile applications such as pigment printing. It is also a cost-effective aqueous emulsion for bonding non-wovens. In non-woven applications, the binder imparts an intermediate hand, excellent dry and wet tensile strength and good solvent resistance. It performs well with synthetic fibers, cellulosics and blends for both durable and disposable applications. In pigment printing application, the binder gives an excellent color development, good adhesion and good washing resistance. It is a self crosslinking emulsion which does not need an external crosslinker to achieve durability to washing and dry-cleaning. Self reactive sites are built into this latex polymer which crosslink with a combination of time and heat.