A crosslinkable “ultra-low formaldehyde” styrene acrylic binder specifically designed for textile applications where flexibility and elasticity are important parameters. It does not release formaldehyde during cure and, like other acrylic products, it does not contain reactive antioxidants. If needed this can be crosslinked with an external crosslinker such as Melamine formaldehyde resins or polyisocyanate crosslinkers. The addition of an external crosslinker into this improves the durability such as washing resistance and abrasion resistance.