Learn about pension benefits for retirees.

Summary Plan Descriptions (SPD's)
For a detailed description of the Pension Plan for Heritage Rohm and Haas Employees and its Participating Subsidiary Companies, refer to information below.

Summary of Material Modifications

Pension Modeler
For heritage ROH employees and deferred participants to estimate current or future pension benefits, please go to the Dow Benefits website: Pension Retirement Modeling Tool. To help you navigate and use the Pension Retirement Modeling Tool, use this “How-to Guide” with screen shots and instructions: ROH How-to Guide for Pension Modeling (4MB PDF).

Commencing a Deferred Pension Benefit 
If you deferred your early retirement or vested benefit in the Rohm and Haas Company Retirement Plan when you terminated employment, please read this Frequently Asked Questions document for information on commencing your pension benefit at a later date.

Annual Pension Funding Notices

This notice provides important funding information about your pension plan. It also provides a description of how the plan's assets are invested and a description of the benefits under the plan that are eligible to be guaranteed by the Pension Benefit Guaranty Corporation (PBGC), a federal agency.

Rohm and Haas Supplement to Annual Pension Funding Notice

Lump Sum Notice

For further information on the lump sum interest rate assumptions applied under the Rohm and Haas Company Retirement Plan, view the Lump Sum Notice (98K PDF).

Pension Form 5500

Plan Sponsors of defined benefit pension plans are now required to post certain information from the IRS Form 5500 on their website. This posting requirement was added by the Pension Protection Act of 2006 (PPA) effective with the 2008 plan year annual filing (which was required to be filed with the government by October 15, 2009). The basic Form 5500 (excluding most of the schedules) and Schedule SB or Schedule B have been posted.

COLA Increase Q&A’s

For information about the Cost of Living Adjustment for 2018 under the Rohm and Haas Company Retirement Plan, view the COLA Increase Q&A's Document

Who to Contact

Retiree Service Center

Toll Free: (800) 344-0661

  - click on "Message Center"