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Summary Plan Descriptions (SPD's)
For a detailed description of the Pension Plan for Heritage Rohm and Haas Employees and its Participating Subsidiary Companies, refer to information below.

Summary of Material Modifications

Pension Modeler
For heritage ROH employees and deferred participants to estimate current or future pension benefits, please go to the Dow Benefits website:  Pension Retirement Modeling Tool.  To help you navigate and use the Pension Retirement Modeling Tool, use this “How-to Guide” with screen shots and instructions: ROH How-to Guide for Pension Modeling.

Forms

Annual Pension Funding Notices
These notices provide important funding information about your pension plan. They also provide a description of how the plan's assets are invested and a description of the benefits under the plans that are eligible to be guaranteed by the Pension Benefit Guaranty Corporation (PBGC), a federal agency.

Lump Sum Notice
For further information on the lump sum interest rate assumptions applied under the Rohm and Haas Company Retirement Plan, view the Lump Sum Notice.

Pension Form 5500
Plan Sponsors of defined benefit pension plans are now required to post certain information from the IRS Form 5500 on their website.  This posting requirement was added by the Pension Protection Act of 2006 (PPA) effective with the 2008 plan year annual filing (which was required to be filed with the government by October 15, 2009). The basic Form 5500 (excluding most of the schedules) and Schedule SB or Schedule B have been posted.

Who to Contact
Retiree Service Center
Toll Free: (800) 344-0661 or  (989) 636-0977
retiree@dow.com

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