Medical Cost and Coverage

To help you make an informed choice, we have provided a series of medical charts. The charts will outline the cost and coverage of the medical plans offered to Dow retirees and eligible family members.

Calculating Retiree Medical Premiums

To help calculate your monthly premium if you are on the Support Schedule:

  • Dow Retiree Medical Calculator

Summary Plan Descriptions (SPD's)

Please select the summary plan description (SPD) applicable to you:

The SPD's for the self-funded HMO's are comprised of two parts: 1) SPD Wrapper and 2) Appendix A:

The SPD's for the insured HMO's are comprised of two parts:  1) SPD Wrapper and 2) HMO publication.  The SPD wrapper is at the link below.  Contact your HMO or Secova (800-7DOWDOW or 800-858-4347 and to obtain a copy of the HMO publication, which contains coverage details.

Who to Contact

Retiree Service Center

Toll Free: (800) 344-0661
-click on "Message Center"

Aetna Member Services

Toll Free: (800) 736-9369 (7DOWDOW)

Phone: (610) 336-1000 

Web site: Aetna


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