Dow Benefits

To learn more about Dow's benefits, select one of the links below.

Retiree Benefits

• Dow
• DowAgro Sciences
• Union Carbide Corporation

Active Employee Benefits

Choices

• Choices Book
• Choices Newsletter

Medical

• Important Notice of Creditable Coverage
• Important Notice of Non-Creditable Coverage

Summary Plan Descriptions (SPD)

• Employee Assistance Program
• Medical Plan
• HMO SPD Wrapper
• COLI Incentive Benefit Program
• CIGNA Ohio Plan
• Health Partners Minnesota Plan
• International Medical and Dental Plan
• Dental Assistance Program
• DMO SPD Wrapper
• Life Insurance - All Other Employees
• Business Travel Accident Insurance
• Voluntary Group Accident Insurance
• Long Term Disability Income Protection
• Long Term Disability Insurance Prior to 01/01/08  
• Retirement Health Care Assistance Plan
• Health Care Reimbursement Account
• Dependent Day Care Reimbursement Account
• Long Term Care Insurance
• Long Term Care Insurance Prior to 07/01/07
• DEPP Summary Plan Description
• UCEPP Summary Plan Description
• Texas Operations T&P Disability
• Midland Hourly Contract Disability

Forms

• AETNA Direct Deposit
• Aetna Medical Claim Form
• AETNA RX Claim Form
• Aetna RX Home Delivery
• Aetna Spouse/Domestic Partner Insurance Form - Active
• Dependent Day Care Reimbursement Form
• Diabetes Education  (also available for retirees) (28KB PDF)
• Dietary Counseling Coverage for Hypertension and Hyperlipidemia  
• Health Care Reimbursement Form
• OTC Reimbursement Form
• Tobacco (111KB PDF)
• Weight Management Reimbursement (108KB PDF)